As the temperature drops and winter approaches, keeping your home safe and warm becomes a priority. Taking a few proactive steps now can prevent stress and costly insurance claims later. Here are some practical tips to help you prepare your home for winter:

Insulate Exposed Pipes

Prevent freezing and bursting, especially in basements or exterior walls, by insulating exposed pipes. This simple step can save you from costly repairs.

Schedule a Heating System Checkup

Avoid surprise breakdowns during cold snaps by scheduling an annual inspection of your heating system. Regular maintenance ensures your system runs efficiently.

Update Smart Thermostat Settings

Take advantage of new models that adjust automatically to reduce energy waste. For optimal comfort and efficiency, set your thermostat between 68°F and 70°F while at home.

Seal Gaps Around Windows and Doors

Retain heat and reduce energy bills by sealing gaps around windows and doors. This classic method is effective and easy to implement.

Clean Out Gutters

Prevent ice dams and water backup by clearing leaves and debris from gutters before heavy snow arrives. This can save your home from water damage.

Clear and Check Solar Panels

Activate winter modes and regularly clear snow post-storm to maintain efficiency. Keep your solar panels working optimally throughout the season.

Boost Indoor Air Quality

Use HEPA filters for viruses and particles, or MERV 13+ for dust and allergens, in HVAC systems or portable units to improve your home's air quality.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables. This can streamline potential insurance claims, making the process easier and faster.

Even adopting a few of these steps can make a significant difference in protecting your home during winter. Stay proactive and remember—it’s never too late to start. Consider reviewing your homeowners insurance policy with us, especially if you’re unsure what’s covered during winter weather events.