As the year winds down, it's natural to reflect on both the adventures and unexpected turns life has taken. The holiday season and open enrollment period present the perfect opportunity to reassess whether your life insurance still aligns with your current needs. Both life's joys and challenges can render old policies obsolete, so it's worth considering whether your priorities and responsibilities have shifted unnoticed.

It's crucial to evaluate your life insurance annually. Various life events can necessitate adjustments to your coverage:

• Career Changes: Have you experienced a job change, promotion, or retirement?
• Marital Status: Have you gotten married or divorced?
• Family Growth: Have you welcomed a child or grandchild?
• Major Purchases: Have you bought a home or taken on new financial obligations?
• Financial Changes: Have there been changes in your health, income, or long-term financial goals?
• Estate Planning: Do you need to adjust beneficiary designations or estate plans?

Reassessing your life insurance ensures peace of mind, knowing your coverage aligns with your current life circumstances. Take a proactive step and schedule a quick coverage review before the year ends—it's an easy and supportive process that can lead to significant reassurance.