The holiday season is a magical time when we gather with loved ones and exchange gifts that hold both sentimental and financial value. Amidst the excitement and festive cheer, it’s easy to overlook the importance of protecting these precious items. As your calendar fills with holiday events, take a moment to consider the risks of not having the right insurance.

Update Your Coverage

New valuable gifts like jewelry and electronics often require additional coverage. Consider adding a personal articles policy or endorsement to your existing insurance to ensure these items are protected against loss or damage.

Keep Receipts and Appraisals

Documentation is crucial for insurance claims. Keep receipts and appraisals stored safely. Digital copies in the cloud can protect against loss or damage, ensuring you have easy access when you need it most.

Act Quickly

Insurance policies often have time limits for adding newly purchased or gifted valuables. Don’t wait too long; check your policy’s specific requirements to ensure timely coverage.

Rest assured, protecting your holiday valuables is simple if you take proactive steps. Review your policies now to avoid headaches later. Contact your insurance provider today to confirm or update your coverage before the new year.